What financial market trend was significant in 2024, and what should we continue to monitor in 2025?

In 2024, the financial market underwent significant transformations, driven by the rise of technologies leveraging artificial intelligence (AI). The use of large language models (LLMs) and AI agents stood out, enabling more refined analysis of vast data sets and fostering dynamic, informative interactions with investors. These tools not only uncovered hidden patterns and predicted market movements but also played a crucial role in personalizing investment recommendations, thereby increasing the efficiency of asset allocation strategies.

As we move into 2025, the trend of integrating LLMs and AI agents into financial decision-making is expected to grow even stronger. These technologies are anticipated to further automate predictive analysis, enhance risk management capabilities, and optimize portfolios in real-time. Strategies that incorporate these innovations are becoming increasingly competitive, underscoring the importance of adapting analytical tools to the complexities of the financial market.

Moreover, the substantial growth of debentures marked a significant shift in capital-raising dynamics. According to Anbima, 2024 set a record for capital raised through incentivized debentures, with a 77.4% increase compared to 2023, totaling R$ 120.3 billion. Key sectors such as electric energy, transportation, logistics, and sanitation stood out. The expansion of secondary market trading volumes, which reached R$ 254.7 billion, further highlights the relevance of this financing instrument, particularly in infrastructure development.

Looking ahead to 2025, an even more active auction schedule is anticipated, reinforcing the role of debentures as a strategic component in corporate financing.

As our CEO, Felipe Moraes, notes: “Companies leading the integration of AI into financial analyses and issuers of debentures in strategic sectors will be at the forefront of attracting greater attention and capital flows in 2025.”